We provide professionals and business owners with banking options from a whole range of lenders whereas when you go to a bank, they can only advise on the products that their bank is selling. Most importantly we ensure that every loan is negotiated with your circumstances in mind. We apply simple and straightforward strategies and advice on how to finance your property, business, equipment and cars.
Whether you’re buying a new home, or building your investment portfolio, we will negotiate on your behalf to ensure that you you’re always getting the most competitive interest rates. We consider the immediate transaction and provide a plan for building your future wealth.
There are an overwhelming number of loans in the market. We’re familiar with a broad range of options available from Australia’s leading lenders and we’ll negotiate a better solution on your behalf.
Let us help you with your next loan;
- Home Loan
- Investment Property Loan
- Refinancing
- Self Managed Super Fund (SMSF) Loan
- Commercial Loan
- Equipment Loan
- Car Finance
Home Loans
“No-one has ever explained my finances like that to me before
When it comes to buying your home we have one word of advice; PRE-APPROVAL.
The more you plan for the purchase of your home, the stronger negotiating position you’ll be in, come auction day. We provide a private banking experience, straightforward strategies and advice on how to finance your home, plus we consider your future goals and how this will work for you in the long term.
In an increasingly difficult lending market we have superior banking industry knowledge and will educate you on the options available and make recommendations with your best interests in mind.
Remembering that we work for you and not the bank, our clients are our number one priority.
Best of all our services come at no cost to you, we'll save you comparatively to what you're currently paying with your bank and or another broker we'll secure you highly competitive rates possible. We’ve achieved great results for all of our clients, all of whom have referred their friends and family to us and we'd love to do the same for you.
We aim to secure you a highly competitive rate and secure a loan that offers flexibility so that it suits you now and into the future too.
- Home Loans
- Construction Loans
- Renovation Loans and
- Lines of Credit
Refinancing Loans
We'll do all the leg work for you and get you a better deal.
All of our clients that have refinanced have made substantial savings compared to what they were offered with a bank or alternate broker and we’re immensely proud of this achievement. We approach a very broad range of lenders (unlike the banks who can only recommend their own products) so that we provide the superior options for out clients.
It’s crucial to have the right strategy and structure in place with your finances to allow for flexibility (especially important with a growing family), your changing lifestyle and future goal planning. We’d love to help you find a better finance solution – one that will let you enjoy the more important things in life.
Don’t take our word for it – see what our clients have to say!
Property Investment
“Barry took a holistic view of our finances and secured access to funds with the flexibility to continue to expand our maturing property portfolio.”
Don’t get shackled to an investment loan, paying more than you need to.
We wish that our parents had of explained the benefits of investing in property sooner… perhaps there would have been a lot less dinners out and smashed avocado for breakfast!
If you’re investing in property it’s essential that you do your research on the area and property to maximise your capital growth over time.
There have been a lot of changes to investment loans recently, banks pricing and interest rates. The banks’ appetite for investor lending is constantly moving and investors need specialist loan advice more than ever now. Otherwise you’re at risk of your investment property costing you thousands more per annum, shackled to a loan that’s not in your best interest.
The most common feedback from our clients is that they wish they had of spoken to us earlier for a better outcome, sooner.
Call us for a no obligation chat to discuss your options.
Renovating
“Thank you for taking the stress out of renovating our home”
Sometimes it’s better to renovate rather than buying another larger home. We can provide advice on a better way to process finance for the works to be completed and may save you money in the end.
Having been through this process with a number of clients, we can advise on a number of solutions for you. Our clients are often surprised at the number options are available to them and right ways to structure their finances.
When you’re in planning mode, come and see us early so that you know what your borrowing capacity is and how much you can spend on the renovation.
Business Loan
“As a business owner with an expanding property development portfolio and complex loan arrangements, Thatcher Finance developed a strategy and framework for our future business investments and property developments."
Business owners are time poor and craving intelligent, straight-forward advice. If you want straight talking advice on how to simplify your lending, reduce fees and interest rates and put a better finance structure in place, talk to one of our banking experts
Whether you’re looking to acquire a new business or need finance to take your business to the next level, we’ll work with you to construct a lending proposal, based on a security structure that you’re comfortable with, and we will find you the most competitive finance solution in the market
We have extensive industry specific lending expertise in medical, pharmacy, professional services, commercial property and all business and corporate banking.
Knowledge is power. One of our key differences is that we take the time to advise our clients about all the options available to them, so you are well informed and positioned to make the right decisions before committing.
Banks are not all the same. Everything is negotiable and banks have different levels of appetite for different businesses, and its hard to find the right bankers to use. Using our experience and networks will ensure that you’ll connect with the right people and get the results you need without wasting time.
If you’re frustrated with continually re-educating your ever changing Bank Manager, let us do the work for you. We make it our business to know your business, so that we can negotiate the right outcome for you, now and in the future as your business grows and changes.
We offer the following loan services:
- Pharmacy and medical practice loans
- Commercial Loans
- Property and Construction Finance
- Debtor Finance
- Leasing / Equipment Hire
- Business Refinance and restructuring to reduce costs and create access to equity
Self Managed Super Fund (SMSF) Loan
Increasingly our clients are purchasing a residential or commercial property within their self-managed super fund (SMSF). This is a very complex area, which many bankers haven’t had experience with yet.
Luckily for you, we specialise in this area and will make SMSF borrowing seamless. Our team of experts in SMSF lending (residential or commercial) will work with your accountant, lawyer and or financial advisor to ensure that the necessary documents and processes are in place to successfully finance your SMSF investment property.
We can also recommend specialist lawyers and advisors for SMSF’s that we would use ourselves, and trust to recommend to our clients.
This is an intricate area and loans in SMSF’s need to be set up precisely. As industry experts, we know which bank will approve your SMSF loan with competitive rates.
Car Loans
With a background in automotive finance, we understand the pitfalls that can be associated with buying a new car. In the interest of maximising your spending power we urge you to look for sales and run out deals. Demonstrator models can be another way to get the most bang for your buck.
There are a number of car financing options available including;
- Car loans
- Hire purchase and
- Leasing
We’ll take you through the options available to make sure you’re getting a competitive solution.
Cars can be expensive so don’t overpay for your finance.
Equipment Loan/Lease
When you purchase the equipment that you need to grow, there is a range of equipment finance options that give you greater freedom to operate your business whilst preserving capital and cash.
If you’re after a detailed explanation on leasing options from the experts, talk to us today (link to contact us).
We can find you the right option for your business when you’re looking to acquire or lease assets including:
- Medical and dental equipment
- Pharmacy Fitouts
- Commercial vehicles and trucks
- Transport equipment
- Earthmoving and farm machinery
- Manufacturing equipment
- Aircraft
- IT Equipment
- Other income producing plant and equipment